Storage Unit Insurance Coverage
As an example your provider may offer a coverage limit of 30 000 while the storage facility s coverage may max out at 5 000.
Storage unit insurance coverage. Otherwise why would you be storing them. Tenant insurance provides coverage for the act of stealing property by forcible entry into the securely locked storage unit provided there are visible marks of such forcible entry. August 1 2019 by regal insurance. Better coverage with savings of 50 or more.
How to reduce the risk of storage unit theft 4. Storage unit insurance coverage. Are they properly insured. Contact an independent insurance agent near you to find the best self storage insurance.
But if you need to purchase storage tenant insurance separately it s very affordable depending on your level of coverage and storage unit location. Standard homeowners and renters insurance policies will generally cover a percentage of your possessions while in storage units anywhere in the world. Save up to 50 on your premiums. Keep in mind the mere absence of a lock or padlock does not constitute a forcible entry.
Covered perils typically include fire lightning theft and vandalism according to the insurance information institute iii. Insurance coverage for storage unit contents insurance coverage for belongings in a storage unit is typically provided by the off premises personal property coverage in a homeowners policy. Storage unit coverage bought directly through the storage company usually covers less than storage insurance that comes with homeowners or renters insurance through your own provider. Storage insurance can be found at very low cost and is often within the 8 10 price range per month which is typical for a 2 000 policy.
These agents can also assist you in finding multiple quotes from a variety of insurance providers enabling you to choose a self storage insurance policy with the best coverage at the most affordable rates. The amount will vary by insurer and is usually around 10 of your personal property liability limit. Get a free quote today. We offer the best coverages in the industry.
We provide coverage for items the mobile storage companies exclude. Assuming you place some value on these items the next question you should ask yourself is.